Know your number first
Realistic instalment and purchase range before you shop.
Credit assistance
Profile guidance
What lenders look at and which items to fix before applying again.
First-time buyer routes
Partners who work with thin files and limited credit history.
Deposit strategy
How a deposit or trade-in changes your approval odds and rate.
Credit assistance, handled properly.
A declined application is usually a fixable one. We help you understand your affordability and credit profile, and we work with partners who consider first-time buyers and thin credit files.
Find a dealA clearer way to credit assistance
Credit assistance starts with a realistic picture of what the vehicle will cost each month, including insurance and running costs. That helps you choose a purchase range that is more likely to fit your household budget.
We do not promise approval or remove accurate credit information. Instead, we help you prepare a complete application and identify practical next steps before you apply again.
What's included
Affordability guidance
A realistic view of instalment, insurance, fuel and running costs together.
Credit profile pointers
General guidance on the items lenders weigh and how to present your file.
First-time buyer matching
Introductions to lenders and dealers experienced with thin credit files.
Re-application planning
A practical plan if now is not the right time to apply.
How it works
Tell us your position
Income, existing commitments and deposit or trade-in available.
Get a realistic range
We translate that into a purchase and instalment range.
Apply where it counts
Applications go to lenders likely to consider your profile.
Improve and retry
If declined, you get a clear plan rather than a dead end.
Questions about credit assistance
Is this debt counselling?
No. Deal Match is not a registered debt counsellor and does not provide debt review services or credit repair.
Can you remove a listing from my credit record?
No one can remove accurate information from a credit bureau record. We help you present an honest, complete file.
Do you guarantee approval?
No. Every credit decision is made by the lender in terms of the National Credit Act.
See our terms, privacy policy and disclaimer.
Other ways we help
New vehicles
Brand-new stock and demo units sourced from franchise dealers at the spec you ask for.
Used vehicles
Pre-owned options matched to your budget, mileage limits and must-have features.
Trade-ins
We take your current car's details to partners and bring back competing trade-in offers.
Refinance
Already paying off a car? We shop your existing deal for a better rate or instalment.
Insurance
Comprehensive cover quotes arranged alongside your deal so you drive away covered.